10/12/2025
Accessing financial, wellbeing, and dispute support on offer in South Australia connects farmers and other rural businesses with a network of confidential, practical services. Reaching out early opens the door to tailored assistance, helping you manage debt, resolve disputes and access wellbeing support, so you can move forward with confidence.

Who’s here to help SA farmers & agribusiness

Navigating challenges in farming and other rural business is easier when you know who’s on your side. If you’re wondering who can help with farming debt in South Australia or need guidance on agribusiness disputes, there is a select range of experienced organisations and services listed in this article, each with a distinct role and expertise. The providers in this article offer practical support, guidance, and resources, often working together, so you can find the right help, whatever your situation.

If you’re feeling the pressure from debt, cash flow worries, or business disputes, it's natural to feel overwhelmed. You're not alone, and there's no need to face these challenges in isolation.  Across South Australia, a network of dedicated support providers stands ready to help, offering practical assistance, confidential advice and genuine understanding. Their goal is simple: to help you protect your business, your family, and your future.

In this article we've brought together a list of who to contact and what support is available, all in one location. The support providers and services featured here work together to make it easier for you to access the help you need, whether for financial guidance, wellbeing support, or assistance with resolving challenges.

No matter your circumstances, there’s a collaborative network ready to help you take the next step with confidence.

South Australia's rural support network

Rural Business Support (RBS)

Brett Smith

“RBS is currently walking alongside hundreds of primary production enterprises and small businesses, and we’re seeing the same pattern over and over again,” Brett says. “Those who engage early have more choices, less stress and better outcomes.”

Brett Smith, Chief Executive Officer

How can a Rural Financial Counsellor help?

A Rural Financial Counsellor provides a calm, confidential and knowledgeable set of eyes over your financial position. They can support you with Farm Household Allowance (FHA), Regional Investment Corporation (RIC) loans, and SA grant applications, Harmful Algal Bloom (HAB) paperwork, refinance packs, creditor discussions and, for eligible businesses, practical assistance through the RBS Relief Fund while a longer-term plan is developed.

The earlier you talk to a Rural Financial Counsellor, the more choices you’ll have.

Find out more about RBS here or call 1800 836 211.

Department of Primary Industries and Regions (PIRSA)

Mehdi Doroudi

"Agribusiness really is the backbone of our state, producing world-class food and fibre and contributing billions each year to South Australia’s economy."

Professor Mehdi Doroudi, Chief Executive

How PIRSA can help:

PIRSA's Family and Business (FaB) Mentors provide confidential, practical support for farmers and rural families, helping you make sense of your situation and connecting you with financial, wellbeing and community services.

Reach out early for more options and tailored assistance.

Find a FaB Mentor in your region here.

Small Business Commission SA (SBC SA)

Dan van Holst Pellekaan

"At the Small Business Commission, we’re here for all small businesses and farmers across South Australia."

Dan van Holst Pellekaan, Small Business Commissioner

If you’re facing financial pressure, creditor demands or disputes, whether it’s unpaid invoices, lease or contract issues, or farm debt, we offer practical, confidential support to help you regain control.

Our services include free dispute resolution, low-cost mediation and specialised farm debt mediation, all designed to help you find workable solutions and protect what matters most. Early action opens more options, and you don’t have to face these challenges alone.

Our knowledgeable advisers will listen without judgement, guide you through your choices and connect you with trusted support. We’re committed to helping you move forward, so you can get back to your business, your family and your community - with less stress and more confidence.

How SBC can help:

There are often more ways SBC could help than you might expect, especially if you reach out early in the process. Our team of Small Business Commission Advisors works with you to find practical support and guidance.

Find out how SBC can assist you or call 1800 072 722.

Regional Development Australia - Yorke and Mid North (RDAYMN)

Daniel Wilson

"Drought affects all businesses in rural and regional communities, regardless of whether they’re on or off farm. The key to managing and preparing for these challenging times comes down to asking for help as early as you can, whether you think you might come into trouble, or if it’s already upon you."

Daniel Wilson, Chief Executive Officer, RDA Yorke and Mid North

How RDA can help:

Regional Development Australia can help you to understand your specific and immediate challenges and help you connect with the relevant services, including the Small Business Commission, Office of Small and Family Business, PIRSA, Rural Business Support and other agencies here to help you with your business.

Find out more about RDA here or call 1300 742 414 for RDA Yorke and Mid North.

Office for Small and Family Business (OSFB)

Kathryn Calaby

The Office for Small and Family Business provide tailored support, resources and advice to help farmers and rural/regional businesses start, run and grow their operations.

Kathryn Calaby, Director

How we OSFB help:

Through dedicated Small Business Support Officers and access to government programs, they connect businesses with practical tools, mentoring, grants and wellbeing support to build resilience and succeed in changing conditions.

As we head into summer, rural businesses are encouraged to take advantage of the programs and resources available through the Office for Small and Family Business website, including mental health and wellbeing support to help owners manage stress and tap into practical tools during challenging times.

The Small Business Fundamentals Program also offers tailored mentoring, workshops and one-on-one advice to help owners strengthen operations, build resilience and make informed decisions unique to their area.

Find out more about OSFB here or call 8429 3801.

You’re Not Alone: Connected Support for SA Farmers and Rural Businesses

Graphic of a circle outlining different types of support for rural business

No matter where you start, you’ll be connected to a network of support that understands the unique challenges faced by South Australian farmers and other rural businesses. These services work together to ensure you get the right help, whether you need financial guidance, dispute resolution, wellbeing support, or simply someone to talk to.

Remember, you’re not alone. Taking that first step opens the door to practical solutions and a community ready to help you move forward with confidence.

For assistance and support in a particular area, click on the links below: